General
These terms and conditions apply to all users of the AEGON Direct Marketing Services Europe Ltd. ("ADMS Europe") website (the "Site") and you understand that by accessing this Site you agree to be bound by them.
ADMS Europe may for any reason alter the contents of, suspend or terminate access to, this Site without notice. ADMS Europe will use all reasonable efforts to ensure that all information on the Site is accurate and up to date. However ADMS Europe makes no representations or gives any warranties as to the reliability, accuracy and completeness of such information. While ADMS Europe will use reasonable endeavours to ensure that the Site is normally available 24 hours a day, ADMS Europe will not be liable if for any reason the Site is unavailable at any time or for any period.
The contents of this Site are for information purposes only and nothing contained on this website constitutes investment, legal, tax or other advice. If you require further details concerning our products and services please contact us.

Copyright and Trademarks
The content of this Site is the property of ADMS Europe or its licensors and is protected by copyright and other intellectual property laws. It may be displayed, reformatted and printed for your personal, non-commercial use only. By using the Site you agree not to reproduce, retransmit distribute or modify the content of the Site (including any graphics) to anyone without the prior written consent of ADMS Europe.

Liability
ADMS Europe will not be liable for any direct or indirect, special, incidental or consequential loss or damages including loss of profits, business, revenue or goodwill, arising from or in connection with the use, or the inability to use, interruption or non-availability of this Site, its operation or transmission, its contents, computer viruses, loss of data or otherwise in respect of your use of the Site.
There shall also be excluded from these conditions to the fullest extent permitted by law, any warranties, conditions or terms which may otherwise, in the absence of this clause be implied by virtue of any statute, common law or otherwise.

Links to third party websites
From time to time ADMS Europe may provide hyperlinks on the Site that may lead to websites maintained by third parties over which ADMS Europe has no control and which ADMS Europe has not reviewed. If you use these links, you leave the Site. The material on these sites has been produced by independent providers, which are not affiliated with ADMS Europe. In addition these websites have their own privacy policies and Stonebridge accepts no liability for those policies.
Any opinions or recommendations expressed on third party sites are solely those of the independent providers, not of ADMS Europe. ADMS Europe does not guarantee or give any warranty with respect to the information contained on such third party sites or sites linked to such sites. ADMS Europe shall not be liable for any loss or damage arising from your reliance upon such information. Any links to third party sites are provided solely as a convenience to you and at your own risk.

Internet e-mail
Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. ADMS Europe is not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to ADMS Europe or any message sent by ADMS Europe to you over the Internet.

Pictures
Photos and illustrations on this website may be used only with the permission of the owners and ADMS Europe.

Privacy

Your personal information and our privacy policy
AEGON Direct Marketing Services Europe Ltd. (ADMS Europe) will not be collecting or holding any of your personal data through your use of this Site.

Where you provide us with your name and email address and such other personal details as you may choose to disclose to us, we will use this information to communicate with you concerning your request and to respond to your comments or questions. ADMS Europe may take reasonable precautions to confirm your identity before providing you with any details of our products or services.

ADMS Europe will ensure that your contact details and the content of your request will be treated as confidential and will not be disclosed to any person outside the AEGON group of companies. We will not sell or rent this information to any outside company or organisation.
Any personal data which you disclose to us will be collected and used in accordance with the Data Protection Act 1998 and you have a right under that Act to be told about all personal data ADMS Europe holds about you and to have it corrected if it is inaccurate.

ADMS Europe logs your IP address (this is your computer's individual identification number for internet connection) and captures and stores session information such as type of browser used. This information is automatically logged by our web-server and is only used for system administration. We use cookies, but only to maintain the integrity of sessions and to allow customers to navigate the site.
If you have any queries concerning this policy, please contact:

The Data Protection Officer
AEGON Direct Marketing Services Europe Ltd
Braywick Gate,
Braywick Road
Maidenhead SL6 1DA
United Kingdom

Changes to our Privacy Policy
We reserve the right to change our privacy policy at any time with or without notice and any changes we may make to our Privacy Policy in the future will be posted on this page.

All rights reserved, September 2009